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Move money
anywhere in
the world.

Get paid by bank in dollars, euros or pounds. Hold it as stablecoins, earn on it, buy stocks with it, and send it on six chains.

Get started See how it works

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  1. 01 · Home

    Your whole balance, at a glance.

    Every stablecoin you hold, by network, with deposits and sends one tap away.

  2. 02 · Verification

    Verify once, then you’re set.

    Name, date of birth, address and a government ID, checked by a licensed partner before any money moves.1

  3. 03 · Compliance

    Approved, and your accounts open.

    Once you’re verified, your USD, EUR and GBP account details are ready to share.

  4. 04 · Payouts

    Pay out to any bank.

    Send dollars by ACH or wire, euros by SEPA or pounds by Faster Payments, straight from your wallet.1

  5. 05 · Stocks

    Pick a stock, set an amount.

    At the market price or at a limit you set. A slice of a share or a whole one.4

  6. 06 · Portfolio

    Every share, fill and dividend.

    Holdings, open orders and dividends in one place.

Get paid in dollars, euros or pounds.

Hold it as stablecoins.

Earn on it. Buy stocks with it.

Send it on six chains.

Stocks4

Buy in. Cash out.

Tokenized US stocks in your wallet: fractional, and backed 1:1 by real shares.

Trade

Pick a stock, set
an amount, own it.

Buy with the USDC in your wallet, at the market price or at a limit you set. Buy a slice of a share or a whole one, and sell whenever you like.

Start investing

700+ US stocks
and ETFs.

Tokenized, fractional and backed 1:1 by real shares. Buy with the USDC in your wallet, at the market price or at a limit you set.4, 7

Start investing

Earn and send

Put it to work.
Send it anywhere.

Earn on your USDC3An onchain lending vault, at a floating rate

Pay out to a bank1USD by ACH or wire, EUR by SEPA, GBP by Faster Payments

Send on six chains2USDC, USDT, EURC and PYUSD, wherever each one exists

Global virtual accounts1

Get paid like a local.
Hold it as a stablecoin.

Local bank details in your name, ready once you’re verified.

Add money with your bankUSD, EUR and GBP account details in your name

Or deposit stablecoins directly…from any wallet or exchange, on six networks

FAQ

Frequently asked questions

Everything you need to know about Elytra.

Is Elytra a bank?

No. Elytra is a financial technology company, not a bank. Identity checks, bank deposit details and bank payouts are provided by our licensed payments partner, under its own terms.

Who holds my money?

You do. Your balance sits in your own wallet, created for you when you sign up. Elytra does not hold your funds, and you can move them out to a bank or another wallet whenever you like.

Which currencies can I receive?

US dollars by ACH or wire, euros by SEPA, and British pounds by Faster Payments. Your account details are reusable, and each deposit arrives in your wallet as USDC on Base, Arbitrum or Solana — you choose.

Which stablecoins and chains are supported?

USDC, USDT, EURC and PYUSD, across Solana, Ethereum, Base, Polygon, Tron and Tempo. Each coin is offered only on the networks where it actually exists, so you can always send it back out.

How does Earn work?

Earn supplies the USDC in your Solana wallet to an onchain USDC lending vault, where it is lent to borrowers and earns a floating rate. It is not a savings account and is not insured; the app shows the vault’s live rate and how much it can pay out right now before you supply.3

What are tokenized stocks?

Tokens that track US-listed shares one-for-one, issued by a regulated partner and backed by the underlying stock. You can buy fractions of a share, place market or limit orders, cancel them, and see your holdings, fills and dividends in one place.4

Are there fees?

Bank deposits carry a 0.75% fee. On-chain sends and swaps show the network fee and the rate before you confirm, so you always see what you’ll pay up front.

Can I withdraw to my bank account?

Yes. Pay out in USD by ACH, same-day ACH or wire, in EUR to any IBAN by SEPA, or in GBP by Faster Payments.

Open your wallet.

Local accounts, six chains and tokenized stocks, with one login.

Get started